Personal umbrella insurance, or lifestyle insurance, offers an extra layer of liability protection beyond that included in your home and auto policy. It even covers situations that may not be covered by another policy.
With lawsuits becoming more and more common and the value of farmland rising it becomes increasingly important to carry umbrella insurance. Coverage is provided in increments of $1,000,000 and premiums vary by what you own. Typically premiums range from about $100-200 a year for $1,000,000 in coverage, less than one hour with a lawyer.
It could happen to anyone...you just pick up your child from daycare and are driving home after a long day at work. Your child is talking to you from the backseat and you glance back to look at him. Just as you look away from the road a pedestrian darts into the crosswalk. You can't stop in time and the person is injured. Later you find yourself in court and the judge awards the injured pedestrian $1 million. Your auto insurance pays its policy limit of $300,000 and the rest is up to you. How will you pay the remaining $700,000?
You've worked hard to earn your assets. Protect them with umbrella insurance. It's a small price to pay for a lot of coverage.
Don't wait. Call us today for a quote.
Marketing Link Insurance, Inc. | 55017 105th Street | Box 430 | Amboy, MN 56010 | 507-674-3802 | 800-944-3264
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